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Banking

  • Dimon heralds ‘fortress balance sheet’: JP Morgan revenue up 17 per cent as interest rate boon continues

    January 13, 2023

    JP Morgan beat expectations in its quarterly results, reporting increases in both income and revenue as higher interest rates continued to benefit the Wall Street giant.  In the three months to December 31, JP Morgan reported net income of $11.0bn (£9.0bn), up from $10.4bn in the same period last year.  The bank’s earnings per share [...]

  • Diaries of a fund manager: Jack Hsiao on running a multi-billion pound investment giant

    January 13, 2023

    As 2023 gets under way, the spotlight is firmly on the City and on its fund managers. What will be their next move? How and where do they find inflation-busting assets? Are they opting for more risk or playing it safe? Morning Wire checked in with fund manager Jack Hsiao, he is a managing director [...]

  • PPI scandal: Supreme Court case could ‘open door’ for hundreds-of-thousands of new claims for UK banks

    January 12, 2023

    British banks could face a new wave of payment protection insurance (PPI) claims following a hearing at the UK’s Supreme Court. The Supreme Court will decide whether to expand the reach of a six-year time limit to let thousands more PPI claims be heard in UK courts. PPI policies cover the costs of debt repayments [...]

  • Open banking enters ‘new phase’ after CMA rules six major banks fulfil requirements

    January 12, 2023

    Open banking has entered a “new phase” after the Competition and Markets Authority (CMA) determined that the six largest banks in the UK have implemented the requirements of the open banking roadmap. The open banking trustee advised the CMA on Monday that Barclays, HSBC, Lloyds, Nationwide, NatWest and Santander had implemented the remaining roadmap items. [...]

  • ECJ confirms HSBC rigged Euribor but bank avoids £30m fine

    January 12, 2023

    The European Court of Justice confirmed that HSBC rigged the Euribor rate, but confirmed that HSBC would not pay a £30m (€33.6m) fine. In a ruling released today, the ECJ dismissed HSBC’s “action challenging the finding that it participated in the cartel at issue”. The European Commission investigated HSBC, Credit Agricole and JP Morgan and, [...]

  • Blackrock poised to cut 500 jobs as the world’s biggest money manager hit by downturn

    January 12, 2023

    Blackrock is planning to lay off 500 staff globally, according to reports, as the world’s largest asset manager continues to grapple with 2022’s market sell-off.  The planned redundancies, first reported by Reuters and Insider, represent a roughly 2.5 per cent reduction in Blackrock’s global workforce. They were communicated to employees in an internal memo from [...]

  • UK review of ‘golden visas’ finds risk of links to corruption among wealthy foreign investors

    January 12, 2023

    A “small” number of wealthy foreign investors were “potentially at high risk” of having links to corruption or serious organised crime, a review of so-called golden visas has found. Home Secretary Suella Braverman set out the findings after the government shut down the tier 1 investor visa route last year over security and financial crime concerns. Those eligible for the visa, [...]

  • Exclusive: City asset finance chief on how to stay calm amid eye-watering inflation

    January 12, 2023

    Inflation numbers hit record levels in 2022, while the cost of living crisis raged and interest rates went through the roof. Without a doubt, it was – and continues to be – a turbulent and uncertain time for many players in the City and beyond. Time for Morning Wire to catch up with Mike Randall, [...]

  • Tesco: Bumper Christmas sales will put shares in the spotlight this morning

    January 12, 2023

    TESCO enjoyed a bumper Christmas period, it told markets this morning, with like-for-like sales up nearly 8 per cent despite bruising economic headwinds. The supermarket told markets this morning it had seen customers switching to Tesco across December. The boost meant revenues hit a cool £19.7bn in the UK and Ireland for the quarter to [...]

  • Number of cash withdrawals in the UK rises for first time in 13 years

    January 11, 2023

    Cash usage increased for the first time in 13 years in 2022, according to fresh data from Nationwide, as Brits responded to the cost-of-living crisis by budgeting with physical money.  “For the first time in years we are seeing a natural rise in cash withdrawals as people return to using cash to help avoid getting [...]

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