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ISA limit

  • The best Stocks and Shares ISAs

    May 28, 2025

    Stocks and shares ISAs enable you to invest within a tax-free wrapper, but the best provider will depend on your individual needs.  Cash ISAs pay interest on your savings, but Stocks and Shares ISAs offer a tax-free way of earning returns on your investments. So if you’re willing to take a little risk, they could [...]

  • Why are Brits hoarding cash?

    May 15, 2025

    Like Tolkein’s Gollum, Brits like to hoard their assets, opting for the security of cash over equity based investments. Barclays estimates that £430bn in investable funds—cash exceeding six months’ salary—are held in bank accounts rather than funnelled into the stock market. This begs the question: why are British investors so devoted to an asset which [...]

  • How Rachel Reeves could change the cash ISA

    May 12, 2025

    News that Chancellor Rachel Reeves is preparing to launch a consultation on reforms to the ISA regime in the coming weeks has swept the City, re-kindling speculation of cuts to the cash ISA limit. In the Spring Statement earlier this year, Reeves confirmed that ISA reform was on the horizon, with changes to the regime [...]

  • City calls for ISA reform to promote investment culture

    March 29, 2025

    Morning Wire spoke to experts who expect any changes to ISAs to be announced in this year’s Autumn Budget.

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