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regulation

  • Has Klarna’s buy now, pay later bubble burst?

    June 6, 2025

    Buy now, pay later services have exploded in the last decade and industry titan Klarna has spearheaded growth. The global BNPL market is expected to top $560.1bn (£412.8bn) in 2025 with 13.7 per cent annual growth.  Swedish fintech Klarna has historically dominated the space, notching a net operating income of $1.087bn in 2020. The firm [...]

  • Don’t rely on the FCA to stamp out toxic workplace culture

    June 3, 2025

    City bosses shouldn't wait for the FCA to stamp out toxic workplace behaviour, writes Lucy McNulty in today's Notebook.

  • ‘Stewardship shouldn’t feel like box-ticking’ – FRC chief

    June 3, 2025

    FRC chief executive exclusively shared with Morning Wire his main focus of overhauling its key City code was "reducing the reporting burden"

  • London slips from top smart centre spot

    May 28, 2025

    London has lost its place as the world’s top hub for science and tech innovation after a sobering report warned of the City’s slipping global status. The UK’s capital fell behind San Francisco and Zurich which stormed ahead with a gain of 16 and 6 points respectively. Meanwhile, London’s rating shed three points as it [...]

  • Slash red tape for fund managers or risk ‘industry exodus’

    May 23, 2025

    The government must slash red tape preventing new fund managers from setting up or risk an industry exodus, experts have warned. The rate of new fund management businesses being created has dropped precipitously in recent years as high barriers to entry have pushed too many entrepreneurs away from the industry, according to a report by [...]

  • What will stricter buy now pay later regulations mean for Klarna?

    May 20, 2025

    The government is clamping down on the “wild west” of buy now, pay later (BNPL) but this could spark trouble for industry veterans in a competitive sector. The Treasury is set to bring BNPL providers under the supervision of the Financial Conduct Authority, meaning they will have to adhere to the stricter frameworks of the [...]

  • Natwest and Lloyds to cash in as Reeves hints at ring-fencing reform

    May 19, 2025

    Rachel Reeves has told top bank bosses she is “open-minded” to ditch the ring-fencing regime imposed on major banks. The Chancellor was lobbied by the chiefs of HSBC, Lloyds, Natwest and Santander to scrap the 15-year-old legislation last month. Lenders slammed the system – which requires firms to keep their retail bank operations separate from [...]

  • Natwest and Lloyds to rake in millions from a ring-fencing shakeup

    May 16, 2025

    Natwest and Lloyds are set for a major cash bump if Chancellor Rachel Reeves rips up the ring-fencing regime imposed on lenders, fresh data shows. FTSE 100 banking giants have lobbied the Chancellor to axe the system, which they described as a “drag on banks”. The bosses of HSBC, Lloyds, Natwest and Santander slammed the [...]

  • FCA to rip up insurance rules in drive for growth

    May 14, 2025

    The Financial Conduct Authority has outlined plans to ditch “outdated or duplicated” insurance rules in a bid to help firms reduce costs and drive competition. The City regulator’s fresh proposals would hand firms greater responsibility over reviewing the value of their product. This would involve companies using the risks and characteristics of each individual product [...]

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