It’s not up to retail investors to revive the London Stock Market Analysis The British Isa has once again reared its head. We report this week that Standard Life chair Nicholas Lyons has argued that the tax-free wrapper on a stocks and shares Isa should be restricted to investments in UK assets. “Do we really want to be lowering the cost of capital for American companies by giving [...]
Ban foreign stocks from Isa wrapper, says top pensions boss Investing The tax-free wrapper on a stocks and shares Isa should be restricted to investments in UK assets, according to the chair of a top pension fund who also called for an inheritance tax carve-out for retail investors who buy government bonds. Speaking at an event, Standard Life chair Nicholas Lyons argued limiting the tax incentive [...]
Crypto, international competitiveness and consistency: where the UK’s going wrong Opinion The UK’s ambition to be a global crypto hub is being undermined by the government’s decision to the exclude Crypto Exchange Traded Notes (cETNs) from Stocks and Shares ISAs, which risks the country’s international competitiveness and credibility as a predictable place to invest, says John Glen The UK’s ambition to be a global crypto hub [...]
Cash ISA changes add complexity to the market, says building society February 18, 2026 The government’s decision to cut the cash ISA tax-free ceiling has added “complexity” to the market, a building society executive has said, as Britons still seek to have a cash safety net. Speaking in an interview with Morning Wire, Stuart Haire, chief executive of Skipton Group has said that while the government was correct to [...]
AJ Bell boss: Rachel Reeves ISA reforms ‘doomed to fail’ January 16, 2026 The chief executive of a top investment firm has issued a scathing broadside against the Chancellor’s proposal to restrict cash ISA limits. In a letter seen by Sky News, AJ Bell chief executive Michael Summersgill wrote to Rachel Reeves that efforts to push Brits towards investing with limits on cash savings are “doomed to fail”. [...]
A complete guide to ISAs December 9, 2025 For UK investors, few acronyms carry as much weight as “ISA.” The Individual Savings Account remains the bedrock of personal financial planning in Britain, a tax-efficient sanctuary for your wealth amid ever-increasing taxes. As we move into the new tax year, the importance of maximising this allowance has never been greater. According to the IFS, [...]
Active, passive, or robot? Choosing your ISA management style December 9, 2025 Deciding to open a Stocks and Shares ISA is only the first step. The more critical decision—and the one that will determine your fees, stress levels, and potential returns—is how that money is managed. There are several distinct management styles, ranging from AI-driven algorithms to traditional human expertise. Understanding the difference between robo, self-managed, discretionary, [...]
Cash ISA limit cut: why your tax-free savings are still vital December 4, 2025 Chancellor Rachel Reeves slashed the annual limit for cash ISAs. But this isn’t their death knell – they still have a very valuable place as part of a diversified portfolio. It’s all change for ISA limits For many savers, the cash ISA has been a huge success story. It’s given them a lower-risk, tax-free way [...]
Rachel Reeves cools on big cash ISA reforms November 7, 2025 Chancellor Rachel Reeves is expected to make a smaller cut to the cash ISA allowance after heavy lobbying from building societies, it has been reported. Rumours have swirled that the £20,000 allowance on cash ISAs could be stripped down to as much as £10,000 as part of an effort to make more Brits invest in [...]
Reeves puts cash ISA reform on ice ahead of Mansion House speech July 11, 2025 Rachel Reeves is expected to backtrack on plans to cut the tax-free allowance for cash ISAs, amid growing criticisms and building societies reporting a jump in new accounts being set up. “Differing views” from within government and a longer consultation time with the financial sector have contributed to the pause in the policy, according to [...]