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UK economy

  • Royal London profit rises after new business sales

    August 8, 2025

    Royal London reported strong profit growth in the first half of the year after an increase in new business sales. The insurance company recorded a 15 per cent rise in pre-tax profit to £166m, compared to £144m in 2024, crediting its higher business sales and bulk purchase annuity buy ins. The group completed eight BPA [...]

  • Bank of England: Future of interest rate cuts now ‘more uncertain’  

    August 7, 2025

    The future of interest rate cuts is now “more uncertain” as the Bank of England suggested it was more worried about inflation ticking up higher than expected.  In its decision on Thursday, the Bank voted 5-4 for interest rates to be cut by 25 basis points to four per cent.  But the Bank now believes [...]

  • FOS complaints tumbled ahead of motor finance ruling 

    August 7, 2025

    Complaints to the Financial Ombudsman Service (FOS) fell to their lowest in more than a year ahead of the motor finance ruling. The FOS received 68,000 new cases in April to June, down from 74,600 complaints in the same period of 2024. Motor finance complaints remained the highest grievance but dropped to 21,500 cases from [...]

  • Bank of England cuts interest rates in historic vote 

    August 7, 2025

    The Bank of England has cut interest rates to four per cent in an unprecedented double vote as Monetary Policy Committee members clashed on the impacts of a crumbling jobs market and higher food prices.  Monetary Policy Committee (MPC) members were told to vote a second time after four members voting for a 25 basis [...]

  • Vanquis swings to profit with recovery ‘on track’ 

    August 7, 2025

    Bradford-based lender Vanquis swung back into profitability for the first half of the year following on from a bruising period in the last 12 months. The bank recorded a profit before tax of £6.2m, compared to a £91.9m loss for the second half of 2024. Net interest income remained stable with one per cent growth [...]

  • Could this be Britain’s most expensive shed?

    August 7, 2025

    As we report today, there’s been a nationwide downturn in construction. The issue is especially acute in London – the place housing is needed most – where the number of new home starts is hurtling towards zero. At this rate, there is just no way the government will meet its target of building 1.5m new [...]

  • LIVE: Bank of England cuts interest rates to four per cent

    August 7, 2025

    The Bank of England has slashed interest rates to the lowest level in more than two years at four per cent. The decision to cut rates from 4.25 per cent comes after members were told to vote for a second time after facing a split decision. It follows the Bank’s chief economist, Huw Pill, telling [...]

  • Official statistics have become useless

    August 7, 2025

    The pandemic has exposed the shortcomings in how we measure everything, from inflation to GDP to jobs, says Helen Thomas Statistics haven’t quite kept pace with the world they’re meant to measure. Designed for an economy of assembly lines and cheque books, many of today’s headline figures feel increasingly out of step with a digital, [...]

  • Starmer refuses to rule out tax rises – and criticises forecasters

    August 6, 2025

    The Prime Minister has refused to comment on whether he will break Labour’s manifesto pledges on taxes at this year’s Autumn Budget as he slapped down independent forecasters’ claims the government faced a £50bn black hole.  The National Institute of Economic and Social Research (NIESR) claimed Rachel Reeves would miss her borrowing target by £41.2bn [...]

  • London hit with a slowdown in mid-market deal activity

    August 6, 2025

    Mid-market private equity investment in London suffered a fall in the first half of this year, as economic uncertainty and wider geopolitical issues affected investment activity. According to fresh analysis from professional services giant KPMG, the volume of mid-market private equity investment fell 14 per cent in the capital, with just 168 deals completed.  KPMG’s [...]

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