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Personal Finance

  • Millions of Brits face retirement ‘cliff-edge’ after not saving enough

    May 19, 2026

    Millions of Brits are not saving enough to retire, leaving them facing a significant ‘cliff-edge’ upon leaving the workforce, a government-backed report has warned. The Pensions Commission, which was revitalised by the government to address the savings shortfall across the UK, said 15m people are not currently saving enough for retirement. The group warned this [...]

  • City sounds the alarm on pension inheritance tax upheaval

    May 13, 2026

    City grandees have raised the alarm over government plans to overhaul key rules over pensions and inheritance tax.  The sweeping reforms will allow scheme providers to retain half an outstanding pension pot to ensure executors can cover potential bills for inheritance tax, or IHT.  Due to take effect in April next year, the changes will bring [...]

  • Deloitte: UK Gen Z and Millennials delaying milestones and living ‘payslip to payslip’  

    May 13, 2026

    British Gen Z and Millennials are delaying major life decisions as they live “payslip to payslip”, according to data shared exclusively with Morning Wire from Big Four giant Deloitte.  The data, based on findings from 806 respondents as part of the firm’s annual Gen Z and Millennial Survey, revealed that around 40 per cent of [...]

  • Ask the expert: Is £500k enough to retire?

    May 13, 2026

    Fidelity personal finance specialist Marianna Hunt is back to help a reader who wants to know if they have enough in their portfolio to not only retire but to live the lifestyle they want. Q. I’m 55 and have built up a portfolio worth around £500,000 – split across pensions and ISAs. I’ve also paid [...]

  • Life after Starmer: What could a new Labour prime minister mean for your money?

    May 12, 2026

    It could soon be time to face the music for Keir Starmer after dozens of MPs called for the Prime Minister to throw in the towel, which could unleash months of speculation and uncertainty. Leading frontrunners for the top job include the Manchester mayor Andy Burnham, former deputy PM Angela Rayner and health secretary Wes [...]

  • Divorce costs hit finances beyond lawyer fees, says Octopus legal group 

    May 6, 2026

    Divorce costs are financially draining for separating couples in the UK beyond just legal fees, according to a new report from Octopus-owned legal service, Amicable.  The report, which surveyed 2,000 UK adults who have either divorced, separated, or dissolved a civil partnership over the last 10 years, found that almost 40 per cent said their [...]

  • Not everyone in the City is friends with Savvy the Squirrel

    April 27, 2026

    Last week the government rolled out its industry-backed nationwide campaign to encourage more Brits to enter the stock market in a bid to revitalise the stock exchange. The ‘Invest for the Future’ campaign has employed Savvy the Squirrel to carry the message across the UK, in reminiscence of the Tell Sid adverts in 1986, with [...]

  • Inheritance tax receipts soar to all-time high 

    April 23, 2026

    Inheritance tax receipts soared to a record high over the last financial year as Labour’s targeting of property owners helped fund sweeping spending increases.  Official data on Thursday morning showed that annual inheritance tax receipts rose to £8.5bn in the year between 2025 and 2026. This compared to total receipts of £8.3bn in the previous [...]

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