Ask the expert: How do I convert my property portfolio into a pension? April 2, 2026 Do you have a personal finance question that you’re struggling to find an answer to? Email [email protected] Questions will be published anonymously. Fidelity personal finance specialist Marianna Hunt is back to advise a reader who is looking to turn their property portfolio into pension income. Q: How do you convert an exclusively property portfolio into [...]
Pension transfers: Sluggish providers holding up your money March 18, 2026 Some UK pension providers and administrators are taking eighteen times longer to transfer retirement savings than their counterparts, leaving savers waiting months for their money to be moved. The fastest transfers took just five days, while the slowest took between a staggering 47 to 90 days, according to the latest analysis from Pension Bee. Some [...]
Cash incentives keep Brits sticking with the high-street March 18, 2026 Digital banks are luring a number of Brits away from traditional providers, but cash incentives are leading many to stick with high-street banks. Almost 50 per cent of UK adults have now opened a digital only bank account, a near 10 per cent increase from last year, according to the latest report from comparison site [...]
Brits remain in the dark over pension tax relief rate as deadline looms March 16, 2026 The countdown is on for the end of the tax year, but Brits are still in the dark over their pension tax relief, causing them to miss opportunities to boost their wealth. Almost nine in ten people do not know the rate of tax relief they receive on pension contributions, according to the latest research [...]
Older Brits avoid investing over fears of losing money March 13, 2026 Older Brits are swerving the stock market over fears of losing capital despite growing warnings that people are approaching retirement without sufficient funds. Baby Boomers and Gen X admitted that they avoided investing and kept money in savings accounts, claiming the potential risk of losing capital over rides boosting wealth, according to the latest survey [...]
The end of the tax year is approaching: Here are the key allowances to use March 12, 2026 The end of the tax year is fast approaching with April 5 just weeks away. Many people will be awaiting the opportunity to renew their ISAs to manage their tax bill, but others will be prioritising making the use of key tax allowances. Many of these allowances cannot be carried forward into the new tax [...]
Cash ISA changes add complexity to the market, says building society February 18, 2026 The government’s decision to cut the cash ISA tax-free ceiling has added “complexity” to the market, a building society executive has said, as Britons still seek to have a cash safety net. Speaking in an interview with Morning Wire, Stuart Haire, chief executive of Skipton Group has said that while the government was correct to [...]
Should you consider Junior ISAs for your kids? February 10, 2026 The end of the tax year is creeping closer, concentrating the minds of UK savers and investors on the hunt for the best deal. While most of the noise surrounding the 5 April deadline centres on securing the most favourable interest rates on cash ISAs and finding stocks and shares ISA with the lowest fees, [...]
Allow pensions savings to go into housing deposits, says FCA chief February 10, 2026 The head of the financial watchdog has suggested that the UK should have the “contentious debate” about whether pension savings could be put towards housing deposits. Nikhil Rathi, chief executive of the Financial Conduct Authority (FCA), said there was greater scope for pension savings to support financial resilience, particularly among lower income households. “We have [...]
Ask the expert: I’m in my 40s. Should I start derisking my pension? February 10, 2026 Fidelity personal finance specialist Marianna Hunt is back to help a reader who wants to retire early but is unsure on how to protect the value of their investments as they prepare to stop working. Q: I’m in my late 40s and calculate that I’ve got enough saved into pensions to retire at age 57. [...]