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Andrew Bailey

  • Bank of England holds interest rates but warns of rises to come

    Economics

    The Bank of England has opted to hold interest rates at 3.75 per cent after the UK economy surprised economists with better results for inflation – though policymakers warned that “policy strategy could change” ahead of a difficult second half of the year for price stability.  The Monetary Policy Committee (MPC) held interest rates in [...]

    Bank of England headquarters in 2025, showcasing modern architecture and iconic London skyline in the background.
  • As it happened: FTSE 100 hits new high after interest rates held

    Markets

    Welcome back to the Morning Wire liveblog. The Bank of England has held interest rates at 3.75 per cent in a 6-3 split. The City had pencilled in a hawkish hold from the Monetary Policy Committee after inflationary pressures were renewed on the latest round of strikes in the Middle East. Megan Greene, Catherine Mann and [...]

    Andrew Bailey, Governor of the Bank of England, in a suit and tie, looking thoughtful during a press conference.
  • Bank of England governor opens door to ‘simplifying’ financial rulebook

    Regulation

    Andrew Bailey opened the door to simplifying the UK’s financial rulebook as he joined Rachel Reeves for the Chancellor’s third and final Mansion House speech on Tuesday evening. The Bank of England governor distanced himself from capping taxes on banks and financial institutions, but said existing rules should help “flush out supranormal profits” by “reducing [...]

    Bank of England Governor Andrew Bailey said cited several indicators that the labour market was softening.
  • Bank of England warns Burnham of UK economy’s ‘big issue’

    July 14, 2026

    The Bank of England has warned Andy Burnham that economic growth remains the “big issue” facing the UK economy as he prepares to take the keys to Number 10. Andrew Bailey, the central bank governor, told policymakers on Tuesday that the UK has had “low growth for the best part of 16 to 17 years”. [...]

  • Rachel Reeves to unveil next steps for ring-fencing reform at Mansion House

    July 13, 2026

    Rachel Reeves will outline the next steps of her ring-fencing reforms at Mansion House on Tuesday, Morning Wire can reveal, in what is expected to be one of her last acts in the Treasury.  The Chancellor will launch a consultation to seek industry input on the implementation of a package of reforms announced in May, including the [...]

  • Rachel Reeves’ legacy of tinkering with the City is not enough, says Mel Stride

    July 9, 2026

    Sir Mel Stride has branded Rachel Reeves’ legacy in government as mere “tinkering” with City reform as the top Tory predicted her successor will create a “hostile” environment for the banking sector. In an interview with Morning Wire, the shadow Chancellor branded Reeves’ two-years in the Treasury as “managerial incrementalism,” adding it was “not enough”. [...]

  • Interest rate cut is ‘off the table’, says Bank of England governor

    July 2, 2026

    Andrew Bailey has said cutting interest rates is “off the table at the moment” in the clearest sign yet borrowing costs are likely to stay elevated for the rest of the year. The Bank of England governor said on a panel at the European Central Bank’s annual conference in Portugal that inflationary pressures following the [...]

  • Are we about to see one of the biggest shifts in monetary policy since the financial crisis?

    June 30, 2026

    Chair Kevin Warsh believes the Federal Reserve should offer forward guidance, arguing that promises about future policy quickly become shackles around a central bank’s neck. He could be about to get his way, says Helen Thomas As the first half of the year draws to a close, the world’s leading central bankers gather this week [...]

  • Badenoch sets sights on battle with the Bank

    June 24, 2026

    The City is in the mood for a regulatory bonfire and Kemi Badenoch hopes to be the one to light the flame. In this week’s column, Samuel Norman looks at the roadblocks she may face on her pursuit. “Don’t forget about Andrew Bailey.” That was the parting shot I got from a former Bank of [...]

  • Bank of England waters down stablecoin rules after industry backlash

    June 22, 2026

    The Bank of England has diluted its incoming stablecoin rules after warnings from currency providers that the UK risked falling behind rival jurisdictions in a rapidly growing pocket of the global financial system. In its final framework for regulating the fledgling currencies, which are a digital form of money whose value is pegged to another [...]

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