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james daley

  • Carrying debt into retirement isn’t always bad news

    Opinion

    As more pensioners turn to housing wealth to fund old age, James Daley argues that perceptions around carrying debt into retirement need to change.

    Woman and man discussing retirement savings, highlighting gender pension gap and financial planning differences
  • FCA chief: We can’t solve every problem with new rules

    Regulation

    The Financial Conduct Authority will avoid introducing fresh rules as its stock response to new forms of market failure, its boss has said, as the regulator looks to avoid time-consuming consultation processes and speed up its action. Nikhil Rathi told the Fairer Finance podcast that “not every problem can be solved quickly” by the watchdog [...]

    Nikhil Rathi, chief executive officer of the Financial Conduct Authority (FCA) (Hollie Adams/Bloomberg via Getty Images)

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