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student loans

  • Stop peer pressuring young people into the student debt swindle

    Opinion

    One in four graduates will end up worse off than they would have been had they not gone to university, but that’s not just down to imperfect information, it’s down to expectations that need to change, says Paul Ormerod The holiday season is now in full swing. Relaxation for most, but in many households tensions [...]

    UK university graduate in cap and gown holding diploma at a campus ceremony, celebrating academic achievement and success
  • A generation risks being put off university just when we need graduates most

    Opinion

    Current public debate, with headlines about student debt, graduate underemployment and a supposedly collapsing graduate jobs market risk the impression that university is no longer a worthwhile investment When Daniela Amodei, co-founder of world-leading AI firm Anthropic, was asked recently whether she regretted her English literature degree, her answer was unequivocal: no. In fact, she [...]

    University students face running out of cash due to lacking financial knowledge
  • Interest rate on student loans to be capped 

    April 7, 2026

    Interest on student loans will be capped, in an attempt from the government to draw a line under a political row which has engulfed Westminster.  Labour has announced that maximum interest rates on Plan 2 and Plan 3 student loans will not rise beyond six per cent from the next academic year starting in September.  [...]

  • Graduates are the canary in the coalmine for a failing welfare system

    April 7, 2026

    The welfare state is a Ponzi scheme that’s dependent on an ever shrinking cohort of taxpayers, says Anne Strickland Discussion about student loan unfairness has dominated the headlines over the last month, after a freeze in the repayment thresholds led to a backlash about the student loan system in general. With fiscal drag pulling more [...]

  • Forget student loans, the national debt is the real mortgage on the young

    February 27, 2026

    Debating student loan interest distracts from the far larger and permanent national debt and its interest payments, which place a compounding, long-term financial liability on younger taxpayers who already face rising costs and a weakening worker-to-retiree ratio, says Martin Beck The campaign to cut student loan interest rates is welcome. A system where balances rise [...]

  • Tories pledge to cut ‘eyewatering’ interest on some student loans

    February 22, 2026

    The Conservative party has pledged to slash some of the interest paid on student loans issued up until 2023 amid growing opposition around the crippling amount of student debt. Tory leader Kemi Badenoch said the Plan 2 loans system – which around 5.8 million took out loans under between 2012 and 2023 – “increasingly feels [...]

  • The Debate: Should student loan debt be forgiven?

    February 4, 2026

    Student loans are under the spotlight, with those who took out plans between 2012 and 2023 feeling the bite. Should student debt (or some of it) be forgiven?

  • Don’t blame universities for the graduate crisis

    January 30, 2026

    Blaming universities for the graduate crisis is convenient, but it isn't true, writes Eliza Filby. Here's what's actually gone wrong.

  • Graduate crisis proves British universities are no longer fit for purpose

    January 28, 2026

    It's time to accept that a substantial proportion of British universities are simply not fit for purpose, writes Paul Ormerod.

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